Tuesday 11 November 2014

Auto Accident Advice From Your Mcallen Car Accident Lawyer

By Billy Shalhoub


You may be sitting at a traffic light minding your own business, when suddenly your car is hit from behind. This can create a great deal of confusion especially if someone in the vehicle is hurt. At times like these, you need to know what steps to take that will insure your rights. Print out and keep these valuable tips from your local McAllen car accident lawyer, and keep them in your vehicle.

Right after the incident, stop the car and check to see if everyone inside is fine. It doesn't matter if there is only a small amount of damage to the cars. You should never drive off, as it is against the law and can result in serious penalties. It may be unsafe to stay in the vehicle, so leave if you are on a high speed road. Insure the safety of the vehicle by turning on flashers and keep a flashlight handy for nighttime trouble.

Contact local law enforcement to report the incident. It doesn't matter if the other driver wants to or not. You need to take care of yourself in matters like these, and accident reports are important forms of proof.

When the police arrive answer all of their questions. If you are not sure of an answer, make it plain you do not know. Never guess or estimate as it may cause legal problems at some point. Get medical care when you suspect you or your passengers have been injured. Some injuries are not evident right away, and your injuries need to be on record in case they cause problems in the future. Otherwise, your insurance may not cover them.

Taking pictures is always a good idea. This documents any damage to your vehicle and it is a good way to have injuries on record. Be certain to obtain as much info as you can on the other vehicle occupants and driver. This includes names, phone numbers, addresses, and insurance info. Ask the police for an accident report number also.

Contact your insurance company as soon as you can. Ask if the insurance policy covers medical care for accidents, and find out about deductibles. If you have no other medical insurance, this will save you a great deal of money on medical bills.

Keep complete records of everything involving the traffic incident. Get an envelope or folder and place all the papers that you have inside. Be sure to include copies of the police report and documents that you receive from the insurance company or insurance adjuster. You may need to rent a vehicle while yours is disabled, so keep the receipts.

An insurance company may offer a fast settlement, but do not be in a hurry to accept. These companies are in business to make a profit and they want to save as much money as possible. Before you accept a settlement offer, show it to your auto accident attorney in McAllen. Your attorney will let you know if the settlement is fair and if you should refuse it. A good attorney does not charge clients if they receive no settlement.




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