Insurance is something that has become part of many people's daily lives. There are many different things that people get insurance on every day. Some people get it on their new cars while others get it on their homes. When you have insurance on these things it is considered having a peace of mind knowing that if something that you cannot possibly fathom happens to your possessions you will get the value of the items back.
The truth is there are plenty of good cases of insurance companies out there. However, there is something called bad faith claims that put the insured person in a very difficult spot. When an insurer and the insured get together there is a legal behavior called good faith, which essentially says the insurance company will handle the claim as accurately and quick as possible. If they fail to do either of those things you might find yourself in a position where a bad faith case against your insurance company might be necessary. If it comes down to that you need to make sure you have a Houston insurance lawyer to help you through the process.
Two Types of Bad Faith Claims
All bad faith claims fall into two different categories, either a first party claim or a third party claim. The difference between the two depends on what kind of behavior the insurance company followed that made their actions be legally considered in bad faith. Consider this example; say something terrible happens to your home and your insurance company plans on coming out and looking at it. Instead of them coming out in a timely fashion they take months on end to make an appearance, this is bad faith.
Another great example of a bad faith claim would be if your insurance company said that you were going to be reimbursed for some sort of damages and didn't bother sending the money for a long period of time. If the insurance provider has all of the evidence they need to make their decision but still take a year to issue your money this would also be considered a bad faith case.
Third party bad faith claims come in a couple of different varieties and are still against the law. If an insurer does not settle with the insured one way or another is considered bad faith. They should not leave you in a situation where you really do not know what is going to happen next. If they fail to defend you and handle the case in a negligent manner this could also be grounds for a bad faith claim. An example of this would be if the insurer does not hire the proper staff to defend the person who is insured.
Why You Need a Lawyer to Help
Regardless of what kind of bad faith claim you are dealing with it can be a long process that you are not going to want to handle by yourself. When you get a Houston insurance lawyer to work with you, it is a safe bet that you are going to have a better chance at winning your case. Many attorneys work specifically in cases like this which means that you never have to go in with no idea of what is going to happen next, and you will likely win your case.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
The truth is there are plenty of good cases of insurance companies out there. However, there is something called bad faith claims that put the insured person in a very difficult spot. When an insurer and the insured get together there is a legal behavior called good faith, which essentially says the insurance company will handle the claim as accurately and quick as possible. If they fail to do either of those things you might find yourself in a position where a bad faith case against your insurance company might be necessary. If it comes down to that you need to make sure you have a Houston insurance lawyer to help you through the process.
Two Types of Bad Faith Claims
All bad faith claims fall into two different categories, either a first party claim or a third party claim. The difference between the two depends on what kind of behavior the insurance company followed that made their actions be legally considered in bad faith. Consider this example; say something terrible happens to your home and your insurance company plans on coming out and looking at it. Instead of them coming out in a timely fashion they take months on end to make an appearance, this is bad faith.
Another great example of a bad faith claim would be if your insurance company said that you were going to be reimbursed for some sort of damages and didn't bother sending the money for a long period of time. If the insurance provider has all of the evidence they need to make their decision but still take a year to issue your money this would also be considered a bad faith case.
Third party bad faith claims come in a couple of different varieties and are still against the law. If an insurer does not settle with the insured one way or another is considered bad faith. They should not leave you in a situation where you really do not know what is going to happen next. If they fail to defend you and handle the case in a negligent manner this could also be grounds for a bad faith claim. An example of this would be if the insurer does not hire the proper staff to defend the person who is insured.
Why You Need a Lawyer to Help
Regardless of what kind of bad faith claim you are dealing with it can be a long process that you are not going to want to handle by yourself. When you get a Houston insurance lawyer to work with you, it is a safe bet that you are going to have a better chance at winning your case. Many attorneys work specifically in cases like this which means that you never have to go in with no idea of what is going to happen next, and you will likely win your case.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
About the Author:
Powers Law Firm offers experienced assistance with bad faith insurance claims in Houston. Click here to learn more or to contact them about your case.
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