Friday, 6 July 2018

What You Need To Know To Become An Insurance Investigator Florida Guarantors Will Hire

By Jessica Fox


Not every insurance claim is fraudulent. There are enough suspicious ones however to convince providers to hire investigative specialists to look into those that raise red flags. If you like solving mysteries, and are looking for an unusual career, becoming the kind of insurance investigator Florida insurers hire might be the answer. Getting a good education is the first step.

Although a college education is not a requirement, it will certainly give you an advantage. A degree in psychology, criminal justice, business, or a similarly related subject will be a plus. Experience is critical. A background in security would be helpful. You might consider apprenticing yourself to a professional fraud investigator or apply for an internship with a criminal attorney or private detective.

If you have a knack for statistics, you'll probably enjoy the part of the job that analyzes the medical, automotive, and general claims to find how probable it is they are fraudulent. Investigating fraudulent claims still involves old fashioned stakeouts in addition to online research. You'll most likely find yourself in a courtroom at some point in your career being questioned in a fraud case.

You might feel a little like you're the star of your own television series when you first start surveilling insurers. This is very serious business however. You are on the lookout for signs that an insurer, who has claimed serious injury, is living a lifestyle consistent with those claims. You will have to be good at your job. If you are caught following an suspect, you could be charged with harassment.

Social media has made the job of investigating fraudulent claims a whole lot easier. It's always surprising how much claimants will reveal on their personal pages. It's not unusual for those claiming to have broken limbs to post pictures showing them on a ski trip at the same time. Some will even boast about the scams they are involved in.

Online research and background checks can rout out many fraudulent claims. People who have a history of filing false claims are more likely to be doing it than those who have never filed before. One way people try to solve money problems is by suing insurance companies. It's not unusual for this type of behavior to become a pattern. If a claimant has done it before, he or she could be doing it again.

You have to become adept at interviewing. If you like to talk to people this should be an easy part of the job. Determining a case, often comes down to talking to everybody involved. That means the person making the claim, friends, family, and witnesses. Sometimes it turns out that the claimant is honest and the agent, mechanic, or doctor is the one in the wrong.

If you want an unusual career, a fraud investigator might be something to consider. You won't get rich, but you probably won't be bored. Your kids and grandchildren will enjoy listening to the stories you have to tell.




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