Saturday, 4 November 2017

A Long Term Disability Benefits Lawyer Can Help You Get The Money You Deserve

By Ryan Jackson


If you find that you can no longer work due to a disability, chances are you have tried filing for long-term disability benefits through your employer only to be denied your claim. When this occurs you may think there are no other options open to you. There are many advantages to hiring a long term disability benefits lawyer that you may not be aware of.

It is often in your best interest to hire an LTD attorney at the outset of your filing your claim, however, if you have filed on your own and been denied, then it is essential that you get the proper help with your appeal to increase your chances of winning your case with the insurance company. An LTD attorney can help you file your appeal.

With a long-term disability, the insurance companies often use tricky and confusing wording on their applications that result in applicants answering in a way that harms their chances of getting approved. By hiring an experienced LTD attorney to appeal your case and represent you with the insurance company, your chances of winning are greatly improved. If you hire them before you file they can often help you in answering the questions on the initial application and if you are still denied they can file an appeal immediately and begin the process of helping you win your claim.

You have a limited window of approximately 180 to file your appeal and an attorney can work within this time frame. Sometimes during the process, the insurance carrier closes your file so that no other information regarding your claim can be added but an attorney knows how to work around this and get the right kinds of information and evidence in your file to help you win.

An attorney will speak with your doctors and other care providers regarding your disability and ask important questions that will help you win your case. They will also gather all medical evidence and records on your behalf to improve your chances of winning. They also are your representative when it comes to dealing with the insurance companies so you don't have to.

An LTD attorney knows the laws regarding disability claims and will work hard on your case to ensure that your chances of obtaining your benefits that are due to you are increased. They often work on a contingency basis which means you don't owe anything unless they win your case. This will often be discussed during your initial consultation.

An attorney gives you a distinct advantage because when you work with an LTD attorney in dealing with the insurance company to obtain your disability benefits, often your chances of winning your case are increased because of the knowledge and skill level of the attorney working with you. If you attempt to file for these benefits on your own, often any attempt you make will be denied so it is important to get good representation in the very beginning often before you even file.

If you have a disability that prevents you from working your current or former job, you should seek the services of a qualified LTD attorney in your area. They will be happy to consult with you and go over your case and inform you of your chances of obtaining benefits. Reduce your stress levels and increase your chances of getting the benefits you deserve by hiring an LTD attorney today.




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